Is automotive refinancing right for me?

You may find vehicle refinancing useful if you are looking to save money on your monthly outgoings, and the interest rate offered on the new load is lower than the pre-existing loan. It can also be a good idea if your credit score is better than when you took out your first loan. It can free up some cash for household expenses, or enable you to buy your vehicle outright if the lease on it runs out soon, as long as you have kept to all of the lease terms and conditions.

What if my credit score has deteriorated since my last loan?

It might still be possible to get a deal that saves you money, check by using a calculator tool and by comparing the deals available from companies who will consider a lower credit score.

How long does it take to apply [...]